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If you’ve ever searched for life, income protection or trauma insurance online, chances are you’ve come across an insurance calculator. In just a few minutes, these tools promise to estimate how much cover you need, often with reassuringly precise dollar figures. For busy Australians juggling a busy life, it can feel like a simple way […]

Between demanding careers, mortgages, school drop-offs and trying to squeeze in some downtime, many busy professionals feel like investing is something they’ll “get to later”. The assumption may be that investing requires constant monitoring, market knowledge, and the mental bandwidth to react to daily headlines, none of which feel realistic when life is already full.

As the New Year approaches, many Australians take the time to pause, reset, and think about what they want the next 12 months to look like. For some, the focus may be health, travel, or career goals, but it’s also an ideal moment to reflect on your personal finances. Financial resolutions don’t have to be

When you compare insurance policies online, it’s easy to fall into the trap of thinking they’re all roughly the same. So why not pick the cheapest one? After all, a lower premium looks attractive, especially when you’re juggling family commitments and the rising cost of living. But with insurance, the cheapest option is rarely the

For wealthy families, managing significant wealth isn’t simply about balancing investments or preparing an estate plan. It often involves business ownership, property portfolios, cross-border affairs, philanthropic goals, and the complex task of preparing the next generation. These layers of responsibility demand more than general financial advice. They require the structure, discipline, and strategic coordination of

How to Find and Claim Lost Super If you’ve ever worked in Australia – even for a short time – chances are your employer paid money into a superannuation fund on your behalf. This money is yours, yet many Australians lose track of it after changing jobs, names, or addresses. In fact, the Australian Taxation

Following Treasurer Jim Chalmers’ October 2025 announcement, Australia’s superannuation system is set for a major overhaul — one designed to balance fairness, sustainability, and long-term stability. These Superannuation Reforms 2025 respond directly to criticism of the original plan announced two years earlier and mark a significant recalibration of how retirement savings are taxed and supported.

In your ‘prime earning years’, typically your 30s and 40s, life can feel like a balancing act. Between a growing career, raising children, paying off a mortgage, and starting to accumulate wealth, the financial responsibilities can feel overwhelming. At this stage, your ability to earn and provide stability for your family is one of your

Imagine this: you’ve just landed a promotion, a pay rise, or maybe even a new role with a better salary. Suddenly, the family car looks a bit outdated, dinner at restaurants feels more frequent than occasional, and holidays have taken on a more luxurious flavour. While these upgrades feel like rewards for your hard work,

From 20 September 2025, many Australians will see changes to their Age Pension and income test rules. For the first time since 2020, deeming rates have been raised, reflecting a stronger economy and easing inflation. While the increases will result in higher payments for many, some part-pensioners and Commonwealth Seniors Health Card (CSHC) holders may