Blog

Retirement is more than just finishing work – it’s the opportunity to live life on your terms. Travel, time with family, enjoying new hobbies, and more. Yet, the lead-up to retirement can feel overwhelming, particularly if you’re unsure about superannuation, government entitlements, or budgeting for a comfortable lifestyle. With thoughtful planning, your retirement years can […]

The 2025–26 Federal Budget was handed down on Tuesday, 25 March 2025 by Treasurer Jim Chalmers of the Albanese Government. After two consecutive surpluses, this year’s Budget marks a return to deficit, with a forecasted shortfall of $42.1 billion for 2025–26. Key priorities in this year’s “election” Budget include: Personal income tax cuts across the

Coming into a large sum of money unexpectedly—whether from a lottery win, inheritance, property sale, or a significant pay rise—can be life-changing. Recently, a $100 million winner in a NSW Oz Lotto draw made headlines, highlighting the excitement and challenges of managing such a windfall. Without a clear plan, mismanagement is a real risk –

Please note the date for these changes to take effect has been moved from 1 July 2025 to 1 November 2025.   Australia’s aged care landscape is on the brink of further significant change with aged care fee reforms set to take effect from 1 July 2025. Older Australians and their families need to be

Income Protection Insurance is a crucial safeguard for individuals who rely on their income to support themselves and their families. Without a steady income, meeting financial obligations such as mortgage payments, household expenses, and daily living costs can become a challenge. This type of insurance provides a safety net, ensuring that you continue to receive

Planning for the future isn’t just about financial security; it’s about ensuring that your personal, legal, and healthcare wishes are respected. Many Australians delay making crucial legal estate planning documents such as a Power of Attorney, Enduring Guardianship, Advanced Directive, or Will – some due to the morbid nature of this sort of planning, others

Having an Aged Care Conversation with your loved ones is tough, but there are a number of important steps you can take to ensure it’s a caring and productive one… The festive season is a time of year when you may notice for the first time a decline in a loved one’s wellbeing. If that

The festive season is a time for reflection, connection, and generosity. While giving to those in need is inherently rewarding, many Australians may not realise the financial benefits charitable donations can bring. From tax deductions to reduced capital gains tax (CGT) liabilities, there are strategic ways to give back while bolstering your financial wellbeing. Here’s

As we age, our needs change – healthcare, social, financial and more – and housing is no different. This is where downsizing may come in… Downsizing means moving from a larger home to a smaller, more manageable one that better suits changing needs as we age. It’s a popular consideration for Australians in retirement planning,

The recent US election outcome has already made waves, sparking discussions around the impact on international markets and potential changes in economic policies. With Kamala Harris representing the Democrats and Donald Trump standing for the Republicans, the implications of a win for either candidate would carry potential ripples across international markets. Now that we know