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Your Investment Strategy – Ten Cognitive Biases to Look Out For Investing is as much about psychology as it is about numbers. While data and analysis play crucial roles in making informed decisions, the human mind is prone to cognitive biases that can cloud judgement and lead to suboptimal outcomes. A textbook definition of cognitive […]

Is an Employee Share Scheme (ESS) a good fit for your workplace? In a tight labour market, Australian businesses are looking for more ways to attract and retain the top talent in their industry. On the other hand, employees are faced with more options for companies to work for, so extra perks and incentives often

Key Preparations for a Smooth Transition to Retirement Retirement can be an exciting phase of life filled with opportunities to travel, spend more time with loved ones, take up new hobbies, or simply relax after years of hard work. However, to enjoy this new chapter without unnecessary stress, it’s crucial to have everything well-prepared in

Using Cash to Combat the Cost-of-Living Crisis As Australia embraces a rapidly digitalising economy, and facing a cost-of-living crisis,  the tangible feel of cash in our wallets is becoming rarer. Once a staple for transactions, cash is now only used in 16% of in-person payments, a steep decline from 70% in 2007. This shift towards

Aged Care Financial Planning: When to Start and What to Consider When it comes to preparing for aged care, either for yourself or a loved one, understanding when to start the financial planning process and knowing what to consider is crucial. Financial planning for aged care is not merely about covering costs; it’s about ensuring

Life Insurance at Tax Time With tax time fast approaching, life insurance probably isn’t at the top of your mind – but why not? Understanding the tax implications of life insurance can significantly impact your financial plan and tax position. In Australia, the government has structured tax rules around life insurance to encourage its use

As 30 June and the end of the financial year (EOFY) draws near, it’s essential for Australians to start their preparation to not only optimise their tax returns, but also ensure compliance and maximise potential tax savings. EOFY can be a stressful period, but with early groundwork and a clear understanding of what needs to

Financial planning for families is not just about growing wealth; it’s about protecting your loved ones, ensuring your legacy, and adapting to whatever life may throw your way. As our tagline reads – Your future. Our priority – taking proactive steps to look after your family’s financial future should be a priority. That’s why so

As Australians navigate the complexities of retirement planning, there are a number of ways to boost your retirement income and enjoy the lifestyle you envisage for yourself. Superannuation is one of the most important assets for retirement, offering tax advantages and the potential for growth over time, but for many, the challenge lies in identifying

Responsible investing is akin to other aspects of life where making better decisions typically leads to better outcomes, and for many Australians this means aligning their investment portfolio with their values. Most investment management companies now offer portfolios specifically built to cater for the increased demand for consideration around environmental, social, and governance (ESG) matters.